couple o' points, nick:

take the bit about real estate out, it reduces the focus and therefore the
impact of the
brochure.

the last point under what it's not about is what it *is* about, so you need to
physically
separate that line.





> nick4mony <no_reply@...> wrote:
>
> --- In otmushrooms@..., nick4mony <no_reply@y...> wrote:
> > --- In otmushrooms@..., nick4mony <no_reply@y...>
> > > Leaflet content
> > > ---------------
> > > I am in the process of typing up a leaflet and I hope to put a text
> > > version on here later today.
> >
> > Correction: later tomorrow (Tuesday).
>
> The proposed brocure content is below. I would appreciate comments.
> I'm also still looking for anyone to share the cost of printing. Any
> takers?
>
> Depending on the kind of brochure we print, it will have something
> like the content further below.
>
> Brochure printing costs vary from $17.10 to $58.00 per 200, depending
> on coloured paper, folding, and quantity. The cheapest price involves
> printing two per A4 sheet, then chopping them in half (guilotine).
>
> All prices were for double-sided B&W printing on A4 paper. Some
> suppliers were even more expensive, especially for small runs.
>
> I designed the content for a 6-panel brochure. If I decide on a
> half-A4 sheet, then I will use a cut-down version of panels 1, 2, 5, &
> 6.
>
>
> Content below (a bit overdue, a bit messy because of text format)
> Panel 1
> --------------
> YOU ARE ABOUT TO BE RIPPED OFF
>
> Don't save the trees,
> Don't save the whales,
> SAVE YOURSELF
>
> Insolvency law does not protect creditors
>
> (cartoon of some type)
>
>
> Panel 2
> -------
> The current insolvency law
>
> Insolvency law is too complex.
> Most creditors only deal with an insolvency process once in their
> lifetime.
> They deal with company directors and Administrators (or other
> "professionals") who deal with the law day in – day out.
> This is a recipe for deception and misinformation.
> A Deed of Company Arrangement is very open to abuse – very often, it
> is Phoenix Company fraud in disguise.
> The reality is that Administrators are often chosen by the company
> directors, so Administrators do things to suit them.
>
> A word about real estate law
>
> The real estate problem is similar – consumers, who go through the
> procedure only a few times in their lifetime, dealing
>
> with an industry that works with it seven days a week.
> Again, this is a recipe for deception and misinformation.
> For more information about real estate deceptions in Australia, see
> http://jenman.com/
>
> Panel 3
> -------
> What this campaign is about
>
> We believe that insolvency law is too complex and allows unfair
> behaviour.
> All creditors are having problems.
> The odds are stacked against creditors, because of these things:
> · For most, this is the first time they have dealt with an insolvency
> · It is hard for creditors to find out their rights, and even harder
> for them to enforce their rights
> · Legal advice is extraordinarily expensive
> Rogue directors engage in Phoenix Company fraud – a well known problem.
> A Deed of Company arrangement isn't much different for creditors –
> they don't get paid and the Directors continue their business.
> The company can make huge profits in the future, and leave past
> creditors in the dust.
>
> This campaign is not about ...
>
> It is not about getting a 100% payout in all cases.
> It is not about preventing companies from failing, especially if they
> have no genuine future.
> The best thing to do here is to distribute the remaining assets
> efficiently amongst creditors.
> It is not about abolishing the concept of "limited liability", which
> is a very important driver in this economy.
> We focus on activity that is clearly evasive, fraudulent, or unfair.
>
> Issues for employees
>
> Employees are treated a bit differently to other creditors in a case
> of insolvency – it seems they enjoy better protection than trade
> creditors in a case of insolvency. However, there are several issues
> that affect them badly:
> · Their employer is usually the only source of income.
> · It takes the Tax Office a very long time to credit Superannuation to
> the right account, long after the Administrator has paid (if they pay
> ...).
> · Many employees have large entitlements potentially due to them
> because of their loyalty over many decades – which can all be put at
> risk within weeks because of adverse events the employees have no
> control over.
> · The eligibility criteria for GEERS includes some requirements that
> are not directly under the employees' control. Example: an employer
> who doesn't call in an Administrator at all.
> · The Deed of Company Arrangement, used when the employer is trading
> out, has an effect on their eligibility for
>
> GEERS.
>
> Issues for Trade Creditors
>
> Many trade creditors are small businesses who can ill-afford the money
> lost to the insolvent debtor, let alone expensive legal advice.
>
> Issues for the man in the street
>
> The Tax Office is often a creditor – and they bear the brunt of much
> unfair behaviour. Every other tax-payer is making up the shortfall.
>
> You pay more tax because of biased Administrators.
>
> Panel 5
> -------
> A simple law
>
> Insolvency laws should not have so many twists and turns. We demand
> these things:
> · A simple definition of insolvency – making it easier for any
> creditor owed an overdue debt to take action.
> · A random or round-robin allocation of Administrators to insolvency
> cases. That way, Directors have no control over
>
> the appointment.
> · Clearly defined options in an insolvency procedure.
> · Any option that involves the company trading out must achieve 100%
> payment of debts.
>
> Stop the abuses
>
> · Legal trickery
> · Phoenix company fraud
> · Deeds of Company Arrangement – often a different form of Phoenix
> company fraud.
> · Biased Administrators (or other professionals)
>
> Panel 6
> -------
> Further Action
>
> Find out what other creditors are going through ...
> Join the OT Mushrooms email group
> http://yahoogroups.com.au/groups/otmushrooms/
> Contact the Tax Office Super Help-line (in Australia: ph 13 10 20),
> and demand your super now.
> Contact your M.P. or election candidates and let them know insolvency
> law is an issue.
> Write a letter to a newspaper
> Contact the author, Nick Bishop
> otmushrooms-owner@...
>
> Volunteers always welcome
>
> About OT Mushrooms
>
> This email-based group was set up by Nick Bishop in response to the
> (partial) collapse of Open Telecommunications. Most of the members
> were ex-employees, but is now becoming a forum for all creditors who
> have suffered at the hands of an insolvency.
> ----------------------
> End of brocure content.
>
>
>
>
> Reminder: this message is not private. Anyone (including non-members
> of this group) can read this message in the archives.
>
> Useful links:
> Yahoo! Groups Links
>
>
>
>